Title transfer in Loja: what it is and what the Municipality requires
A title transfer updates, before the Municipality of Loja, who owns a property when it changes hands —through sale, gift, award or inheritance—. It's done at Revenue (window 12) so the Municipality can determine the applicable taxes. It requires, among others, the registered deed, the historical and boundary certificate, the up-to-date property tax payment and a minute stating the real value of the transaction. If the lot has a building, the approved drawings are added; if it's horizontal property, the habitability report.
When it's needed
Whenever the owner of a property changes: sale, gift (with a notarial insinuation record), award (with the respective ruling) or marital assets, rights and shares. It's the step that makes the change of owner recognized before the Municipality.
Main documents
Transfer form (obtained at Revenue window 12), IDs of those involved, deed registered at the Property Registry, updated historical and boundary certificate, current property-tax payment, minute stating the real value, and photos of the property. Delivery is digital (PDF + JPG) in a green folder.
Real value and banking
The minute must declare the real value of the transaction under oath, and to register a sale the Property Registry requires the payment to be banked. The Municipality only assesses taxes: it does not validate or interpret the contract between the parties.
How Anthara helps
When the property has a building, we prepare the approved architectural drawings or the per-floor construction profile and —in horizontal property— the habitability report, and we guide you through the procedure at the Municipality.
Frequently asked questions
Where is the title transfer done?
At the Municipality of Loja's Revenue office; the form is obtained at window 12.
Do I have to bank the purchase?
Yes. The Property Registry requires the transaction to be banked in order to register the sale.
What if the property has a house?
The approved architectural drawings and the construction permit (or a per-floor construction profile) are added, plus the habitability report for horizontal property.
Does Anthara help with the procedure?
Yes, we prepare the technical documentation and guide the process.
Need a title transfer? We prepare the technical part and guide you through it.
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